Why the need for another bank? The primary reason that Centra Bank was organized is our belief that local individuals, professionals and business owners are best served by a bank that is focused solely on serving the community.One hundred percent of the deposits and money invested in Centra Bank from local residents and businesses will stay in town and will be invested in loans that result in job creation right here. Decisions on loan applications that Centra receives will be made here as well, they wont be delayed by out-of-town or out-of-state review committees.Tired of getting an answering machine? Tired of having to press 1,2,3,...etc. to get through? Not getting called back or the answers you want? Weve assembled an unparalleled team of bankers with over 300 years of combined experience who know what customers like and don't like about banks. For example, our products and services are easy to understand, and we have the lowest and fewest fees in town, including a free checking account for individuals as well as businesses. Without the layers of bureaucracy and overhead costs that multi-state, larger banks have, community-based banks are able to produce the same financial services that small businesses and individuals want at lower costs.Newspapers across the state have frequently recognized the strength of our Board of Directors. One publication said, This is perhaps the strongest group assembled in West Virginia banking.We are fortunate to have a board that is so heavily entrenched and committed to the business, civic and government affairs of the community. The board has devoted countless hours in the planning stages of this bank, and our philosophies are a reflection of the extensive experience of this group.